Is Second Call Defense Worth It?

Concealed carry requires a lot of work on your part, and once you’re granted the right to conceal carry, you have to worry about something else: defending yourself. People are suing like crazy, and even if they’re 100% in-the-wrong, it doesn’t matter – they’ll try suing.

This can leave you with staggering legal bills.

You could lose everything. Second Call Defense is here to help but is it the right option for you?

What Does Second Call Defense Cover?

2nd Call Defense Plans

Image source OffTheGridNews.com

When you sign up for Second Call Defense, you’ll find that there are a lot of plans available. The plans include:

  1. Basic for $9.95
  2. Defender for $14.95
  3. Elite Protection for $34.95

Obviously, each plan offers something “bigger and better.” You’ll start by selecting your plan, and with the basic you’ll be paying $119 and $48 to cover your spouse. This basic level of protection will offer you the following protections:

  • $10,000 in criminal defense protection
  • $2,000 in immediate attorney retainer
  • $1,000 in immediate cash for bond

You’ll also receive the following:

  • Attorney referral
  • Nationwide network access to attorneys
  • 24/7 emergency hotline
  • Personal crisis manager
  • Emergency contact
  • Member newsletter
  • Self-defense news

All of this is just $9.95 per month.

But the Defender package offers a lot more for just $14.95, and you can add your spouse for just $5 per month. This plan offers:

  • $500,000 in civil suit defense protection
  • $50,000 in civil suit damages protection
  • $50,000 in criminal defense protection
  • $5,000 in immediate cash for bond
  • $5,000 for immediate attorney retainer
  • $1,000 in aftermath cleanup
  • $250 per day while in court

So, you can see that there are significant benefits to choosing the Defender plan. This plan is far above and beyond the basic plan.

You’ll also receive:

  • Attorney referral
  • Nationwide network access to attorneys
  • 24/7 emergency hotline
  • Personal crisis manager
  • Emergency contact
  • Expert witness coordination
  • Gun retrieval or replacement
  • On-site assistance
  • 20 sessions of psychological support
  • Member newsletter
  • Self-defense news
  • Online training

But if you want the best defense possible, you’ll want the company’s “Elite Protection.” This plan is $34.95 per month, and a spouse can be added for just $7 per month. What does this plan have to offer?

  • $1 million in civil suit defense protection
  • $250,000 in civil suit damages protection
  • $100,000 in criminal defense protection
  • $25,000 in immediate cash for bond
  • $10,000 for immediate attorney retainer
  • $2,000 in aftermath cleanup
  • $500 per day while in court

You’ll also receive:

  • Attorney referral
  • Nationwide network access to attorneys
  • 24/7 emergency hotline
  • Personal crisis manager
  • Emergency contact
  • Expert witness coordination
  • Gun retrieval or replacement
  • On-site assistance
  • 40 sessions of psychological support
  • Member newsletter
  • Self-defense news
  • Online training

Second Call Defense vs USCCA Insurance

When you compare Second Call Defense to USCCA, you’re comparing a Ford Focus to a Ferrari. You’ll pay slightly more for USCAA, but the civil suit insurance is phenomenal at $250,000 coverage – $2 million coverage at the highest plan.

This is serious coverage, and it starts for USCCA where Second Call maxes out.

It’s a no brainer – plus you’ll pay less at $30 a month with USCCA’s second tier and still have better overall benefits. Your spouse and anyone in your home that meets a certain age requirement is covered under your plan.

This is why I recommend USCCA for 90% of gun owners.

At first sight, you might think that their plan is more expensive, but when you start looking at the higher coverage and not having to pay for your spouse, you’ll see that you’re saving money with superior coverage.

It’s really a no-brainer when trying to pick between the two services.  With that said, you may be looking at from a different point of view and need less coverage.  In that case, any coverage is better than none.

Second Call Defense vs NRA Carry Guard

NRA Carry Guard is another decent option, and this option also starts where Second Call leaves off: at $250,000 in coverage. You’ll be able to go up to $1 million in coverage. The top tier is lower-priced than USCCA’s top-tier, but it’s also $1 million less in coverage.

With that said, Second Call Defenses’ top tier is higher in price than NRA Carry Guard, so if you had to pick among just these two, NRA would win.

Pitting NRA against USCCA, you’ll find that USCCA offers higher limits on almost everything. It makes sense if you’re a gun owner that is serious about protection to go with the highest limits possible.

Defending your family should not lead to bankruptcy, but for many people, it does.

All three of these options offer protection, but it’s a matter of how much you’re willing to risk by choosing Second Call Defense, which has a significantly lower limit on almost all of their coverage.

Second Call Defense reviews are mostly positive and at a certain price point the value is good.

It’s really up to you to choose, but since the prices are similar or lower for better coverage in many cases, you may as well rest easy at night knowing that if you have to shoot, you have more than enough coverage for legal defense.