Is USCCA Membership The Best Concealed Carry Liability Insurance Policy?
Do you carry a concealed weapon?
Chances are, you want to protect your family and will do anything in your power to defend them. If a person enters on to your property, you may even shoot first and ask questions later.
After all, you have a right to defend yourself and your home.
But, it isn’t as it once was. Now, burglars are suing homeowners that shoot them. It sounds ludicrous to think that someone who illegally broke into your home and may have even been armed can sue you for damages. Right?
The truth is that lawsuits are piling up, and homeowners, just like you, are being sued for taking action. For nothing more than self-defense.
Unfortunately, you can and will be sued for protecting yourself with a firearm. Even if the court decides in your favor, the legal expenditures may be too much for you to bear. These uncertain times require you to have the proper CCW insurance in place.
It’s sad that people with a constitutional right to have a weapon are not protected by the law.
Do You Really Need Self Defense Liablity Insurance Coverage?
No one wants or can afford to pay for insurance they don’t need. After all, it’s a shame to spend your hard-earned money on something you don’t need. If you’re one of the concerned citizens that has seen the mayhem on television, watching people being robbed and killed in their homes, you know, now more than ever before, you need a way to protect your family.
It’s a part of the scary world that we live in.
No one wants to envision themselves pulling out their weapon and firing at an intruder. It’s not one of the highlights of a person’s life that they want to remember. In fact, shooting someone else is a horrifying thought.
The wrong shot can lead to death, or severe disability.
But, in the spur of the moment, you won’t have time to think of the circumstances; you’ll follow your training and shoot without a second thought.
Your life will change once you pull the trigger. There are dozens of headlines that indicate the road ahead for you:
Burglar sues homeowner who shot him.
Man jailed for defending his family.
Tony Martin jailed for killing burglar.
Ian Thomson jailed for protecting family against masked attackers.
I’m not trying to scare you. But, the government isn’t on your side.
Using a concealed weapon comes with its own inherent risk. Why? Excess force.
You may have to shoot thinking that this masked man standing in your doorway is armed and dangerous. Heck, I would do the same thing in your situation – like millions of Americans would. You just never know what the other person has in terms of weaponry.
And you sure as heck don’t want to wait to find out.
If you shoot a man and he is unarmed, you can bet that you’ll be jailed in the worst-case scenario and sued in the best-case scenario. The media eats up these stories, and your face will be all over the news.
You don’t want to be left scrounging for money trying to pay your legal expenses.
Obtaining CCW liability coverage would alleviate this financial burden from you.
Don’t get me wrong, you’ll still get sued and you may even lose your case depending on the circumstances, but you’ll have the funds to be able to afford a solid defense team.
It’s an advantage and peace of mind that you wouldn’t have without legal protection.
So, if you carry a concealed weapon, don’t wait until it’s too late to look for legal defense insurance. If you’re prepared to shoot someone trying to harm your family or break into your home, you need insurance – period.
It’s a risk you can’t and don’t want to take.
Don’t you think it’s time to get your own home defense legal fund?
USCCA Self-Defense Shield Liability Insurance
You’ve properly heard of Texas Law Shield, but USCCA Membership may be unfamiliar to you. This is the industry’s most complete, member-owned association. There are 140,000 members that have trusted the company with their CCW education and training.
And they’ve helped members save millions of dollars in the process.
Before I discuss the variety of plan options available to you, I want to ask you a question. If you have hundreds of thousands of dollars in legal bills tomorrow, what would you do? How would you provide for your family? Would you sell your home? How about your kid’s college fund, or your potential retirement savings?
How would your life change?
This are all questions you need to consider when you don’t have concealed carry insurance.
What Plans Does USCCA Self-Defense Shield Offer?
First of all, the USCCA is not an insurance company. They offer their members coverage via a policy from the Universal Fire and Casualty Insurance Company. That policy provides the association and its members with self-defense liability insurance, subject to its terms, conditions, limitations, and exclusions.
Think of them more as a one-stop program for all your concealed carry training, educational and liability insurance coverage.
Keeping policy premiums down requires you to have a variety of plan options that fit into your monetary needs and budgets. USCCA offers three distinct plans that will allow you to get the best value possible at a price that you can afford.
A plan that costs just $25 a month, when you sign up for a year. The Silver plan is the most basic offering, but still provides robust training and protection. This is the ideal choice for many people because it provides the basic coverage you need at an affordable price.
What does the plan included?
Concealed Carry Magazine digital & print subscription *1-year library
Situational Awareness training video series
When to use deadly force training video series
USCCA Qualification Level 1
This is a substantial package, and one that is so affordable, most gun owners can’t pass it up.
A middle tier that is the most common option among insurers. The Gold membership provides all the benefits of the entry level plan with more training programs and qualifactions. You can reduce the cost to $34 a month, when paid for annually.
Concealed Carry Magazine digital & print subscription *5-year library
The Proving Ground scenario based video training program
Ask An Attorney video series
USCCA Qualification Level 2
New exclusive content added every month
For just $9 more than the Silver plan, the Gold plan is definitely more robust and offers a substantial difference in coverage.
The biggest tier is the Platinum Plus. For $42 per month with the annual plan, you’ll have legal liability protection that is equal to $2 million. If you live in an area that has a high crime rate or a lot of burglaries, the Platinum plan should catch your attention and protect you in any civil trial or claims against you.
This plan offers all the benefits of the Silver & Gold plans but goes further with complete training series:
Complete digital archive and subscription for all Concealed Carry Magazine
Mastering Handgun Confidence video training series
The Armed American complete training series
Armed & Ready training series
Asked An Attorney complete archive series
USCCA Qualification Level 2
Elite Concierage Line
You’ll have the highest level of protection with the USCCA Platinum plan, and it’s not high-priced either. It’s the ideal choice for anyone that is in a high-risk area or that has a lot of assets that may be sought in a lawsuit.
Here is an exact breakdown of their liability coverage included with your membership:
The benefits don’t stop here.
A thorough USCCA review indicates that you’ll also receive the following:
A referral to a local attorney that can help provide you with legal representation.
Online training through a member’s only portal that comes with reviews, hundreds of gun-related articles and real-life stories from members.
Stolen firearm protection. If your firearm is stolen, you will be able to have coverage even if the firearm was used in a crime.
Critical response team availability 24/7. This is the team that will guide you through the incident and help you harness your membership when you need it most.
Psychological support is offered for post-incident counseling.
All of these essential benefits are provided to you through USCCA. You’ll have the coverage you need if you ever need to defend your family with a concealed weapon. And, you’ll pay as little as $1 a day – or less – depending on the plan you choose.